Do you know anyone who needs help with debt?

Have you seen our Turn Debt Around advert yet? It was created a while back, to help raise awareness of the stress and worry that debt can cause, and highlight how we can help people get back on track, financially.

Have a look and see what you think – and if you know of anyone who needs a hand figuring out how to start the journet towards a debt-free life, why not suggest they give us a ring for a confidential, impartial, no stings chat? 

Our friendly team will be able to disucss their circumstances with them in more detail, provide free debt advice* and offer access to a range of debt solutions.

The number to call is: 0131 777 3039

 

*At Turn Debt Around we do not charge for advice, however, there may be costs associated with the solutions we recommend. We will provide support and advice throughout your journey towards becoming debt free. Any costs will be discussed with you before you make your decision about whether a particular debt solution is right for you.

Bad news for the UK economy as 2012 drew to an end

According to the Office for National Statistics (ONS), the UK economy shrank by 0.3% in the last three months of 2012. 

Having grown by 0.9% in the previous quarter following the London Olympics, we saw a fall in output at the end last year, prompting fears that the economy may re-enter recession.

 The ONS puts this development down largely to a drop in mining and quarrying, after maintenance delays at the UK’s largest North Sea oil field.

 Source: BBC News

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The new flat-rate pension…how will it work?

As you are most likely aware, the Government has introduced a new flat-rate state pension scheme, which will come into effect in 2017. The reformation represents the biggest change to the state pension system in a generation.

If you are struggling to get your head round how it will change and what the impact might be on your retirement plans, Telegraph.co.uk has pulled together a handy summary, explaining the some of the key ways in which the new system differs from the current state pension scheme.

You can check it out by clicking here.

Telegraph.co.uk has also published a Q&A on the new flat-rate pension scheme, answering a range of readers’ questions.

Have a look at the Q&A by clicking here.

Source: Telegraph.co.uk

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UK inflation sits at 2.7% for third month in a row

According to the Office for National Statistics (ONS), the UK consumer prices inflation (CPI) stayed at 2.7% in December, for the third month in a row.

This figure was in line with experts’ predictions of the CPI, but above the Bank of England’s 2% target. The rise in electricity and gas prices was balanced to a degree by a fall in fuel costs and air transport, said the ONS.

Consumers and households have faced some fairly steep cost increases recently, with gas rates going up 5.2%, electricity rates going up 3.9%, and the price of food and non-alcoholic drink rising by 3.8% since December 2011.

Source: BBC News

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Want to save money on gas and electricity? Switch now and save up to £250!

With steep rises in the cost of gas and electricity, a lot of households will struggle to pay the bills – especially during the colder months when usage is high.

However, you could potentially save more than £200 in 2013 by switching supplier or utilities package now, taking advantage of fixed rate packages and cashback deals.

Find out how by clicking here.

Source: MoneySavingExpert.com

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Looking to tighten the purse-strings? These money-saving tips may help…

Back in November – during Financial Planning Week 2012 – we posted a whitepaper that we pulled together with five money-saving tips that we found on Twitter.

We thought we’d follow this up with some more tips that might come in handy if you are looking to cut costs.

Just like the last lot, these suggestions were found on Twitter, and we have included the Twitter handles of the ‘tweeters’ who came up with the tips.

Enjoy – and happy saving!

There’s an elephant in the room…and it’s called food waste!

According to a new report by the Institution of Mechanical Engineers, up to half of all the food produced in the world is thrown away.

Yes, you read that right – half of all food in the world! That amounts to a staggering two billion tons of food. Or around 286 million fully grown, male African elephants.

The reasons given for this mind-boggling waste include poor infrastructure and storage facilities, over-strict sell-by dates, ‘buy-one-get-one-free’ offers, and consumer fussiness.

A while back we posted a whitepaper on this blog with a collection of money-saving tips we found on Twitter, including a tip on how to make the most of your vegetables and not waste food – you can find it here.

Source: AOL Money

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