Christmas decorations down? OK, time to start planning Christmas 2011…

That’s according to the Office of Fair Trading (OFT) who is advising people to make it a New Year’s resolution to save for next Christmas.

The OFT suggests:

  • Planning Christmas early – be realistic about what you are going to need next year and budget accordingly.
  • Look at savings options including Christmas clubs, supermarket stamps and hamper schemes.
  • Take action – start putting money aside now.

The advice is to ensure people avoid financial hangovers following what can be, for many families, the most expensive time of the year.

 

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