The ‘dark art’ of obtaining a mortgage

In recent weeks there has been a lot of talk about a decline in the levels of lending for mortgage purposes by both banks and building societies.

The British Banking Association suggests the main cause is a lack of consumer demand but lenders suggest they are providing almost all their applicants with the mortgages they apply for directly.

So what is the best way to go about getting accepted for a mortgage?  This BBC article looks at the ‘dark art’ of obtaining a mortgage.

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